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Contributors

Tim Howard
Tim Howard is a Technical Consultant at BT Financial Group. Tim has over 15 years’ experience within financial services across various roles, including providing financial advice to clients, through to assisting financial planners with all areas of financial advice strategy.
He has a strong background in superannuation, self-managed super funds, tax, estate planning, pre and post retirement planning, and all associated areas of financial planning and financial advice.
Tim holds qualifications across commerce, economics, financial services and financial planning. Tim is well versed in many areas of advice, and delivers comprehensive solutions to financial planners and their clients through a variety of channels.